Welcome to C&D Business Protection Specialists

The Relevant Life & Business Insurance Experts

 
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TAX-EFFICIENT RELEVANT LIFE & Relevant life with EMPLOYEE SIGNIFICANT ILLNESS INSURANCE


A Relevant Life & Relevant Life with Employee Significant Illness Plan offers some very special advantages to directors and employees of small limited companies, most notably tax efficiency. Whilst the cover is personal to you and your employees, the policy premiums are paid by the business and are classed as a business expense so it’s tax deductible and does not count towards annual or lifetime pension allowances.

 

 
 
RELEVANT LIFE INSURANCE COVER   Life Cover which provides security for your family  Pays a tax-free cash lump sum if you die  Financial peace of mind for you and your family    Get advice & quote      More INFO

RELEVANT LIFE INSURANCE COVER

Life Cover which provides security for your family

Pays a tax-free cash lump sum if you die

Financial peace of mind for you and your family

Get advice & quote

More INFO

RELEVANT LIFE & EMPLOYEE SIGNIFICANT ILLNESS COVER   A tax-free cash lump sum if diagnosed with a defined significant illness  Protect against a major health crisis  Financial protection for you and your family    Get advice & quote      More info

RELEVANT LIFE & EMPLOYEE SIGNIFICANT ILLNESS COVER

A tax-free cash lump sum if diagnosed with a defined significant illness

Protect against a major health crisis

Financial protection for you and your family

Get advice & quote

More info

 

Cover Benefits


 

Up To 50% Cheaper

Comprehensive cover that you and your family can benefit from but cheaper than conventional policies

Premiums

The limited company pays for your life insurance premiums – not you.

Employee Significant Illness

Employee Significant Illness can now be included within a Relevant Life Plan

No National Insurance

You and the limited company do not have National Insurance contributions to pay

Tax Relief

The limited company pays the premiums and can claim corporation tax relief on the monthly payments saving 19%

Not A Benefit In Kind

The premiums are not classed as a benefit-in-kind or P11D benefit

What Our Customers Are Saying


 

★ ★ ★ ★ ★

“Thank you for helping me set up the level term insurance cover. I felt it was an unique product in the market that gave me a better level of protection compared to my existing cover at almost the same premium outlay. Thank you for all your assistance and clarifications at every step (not that there were too many) I felt it was a seamless transition and would not hesitate in recommending your services. ”

Shibu Kurian
Kent

★ ★ ★ ★ ★

“Our experience with C&D has been flawless. A very professional and friendly company who were easy to work with. Every employee that we have encountered has been extremely helpful, especially Ash who has accommodated all our requests without hesitation and nothing was too much to ask for him. We always had extremely quick replies to any queries we had and everything was explained very clearly making the whole process seamless. ”

Andy Ross
LochBroom

★ ★ ★ ★ ★

“Ash was a pleasure to work with and helped me to understand the complex options involved in various aspects of my insurance. He also helped me save a fair amount of money by moving some outgoings from personal to business ones which also reduced my tax as well. Would highly recommend.”

David Amour

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